How taxes work in Florida
Sales tax. Florida charges a 6% statewide sales tax, and counties, cities and special districts add their own on top — which is why the average combined rate of about 7.02% is the number that matters at the till. Groceries are generally exempt from the state sales tax; local rules can differ.
Property tax. At an average effective rate of about 0.89%, a $350,000 home in Florida carries roughly $3,115 a year in property tax before exemptions. That is near the middle of US states. Local assessors set actual bills, so verify with the county for any specific property.
Income tax. No state income tax — a major draw for retirees and remote workers. Remember that 'no income tax' states fund services through other taxes — compare the full picture (sales, property) before assuming a move saves money.
Sales tax · average combined
Property tax · average effective
Chart: DailyFinance.tools · Rates are reviewed averages from our state tax dataset — your exact local rate may differ.
How Florida compares with similar states
The states closest to Florida on average combined sales tax. Property tax is the average effective rate; income tax shows the structure, not a single rate.
| State | Combined sales tax | Property tax | Income tax |
|---|---|---|---|
| Florida (this page) | 7.02% | 0.89% | None |
| Indiana | 7% | 0.84% | Flat |
| Nebraska | 7% | 1.63% | Progressive |
| North Carolina | 7% | 0.7% | Flat |
| Rhode Island | 7% | 1.4% | Progressive |
| All-state average (51 entries) | 6.61% | 1.04% | — |
What this means for your money in Florida
Florida does not tax wages, and its property tax is not carrying the load either: the average effective rate of 0.89% ranks 26 of 51, below the all-state average of 1.04%. On a $400,000 home that is about $3,560 a year. Read with the sales tax above, Florida is a genuinely low-tax state on the three taxes most households pay.
Read together: Florida combines an average combined sales tax of 7.02% (rank 23 of 51), an average effective property tax of 0.89% (rank 26 of 51) and no state tax on wages. A household comparing states should compare all three against its own pattern — a high earner who rents weighs the income tax most; a homeowner on a fixed income weighs the property tax most.
Major cities in Florida
Jacksonville, Miami, Tampa, Orlando, St. Petersburg. Combined sales-tax rates differ between these cities — sometimes by more than a full percentage point inside the same state — because county and city layers stack on the state base. The Florida sales tax guide breaks down the calculation and links the calculator where you can enter your exact local rate.
Calculators for Florida residents
- Florida Sales Tax Guide & Examples — what you actually pay, with worked amounts.
- Sales Tax & VAT Calculator — add or extract tax at any rate, including your exact Florida local rate.
- Mortgage Calculator — include Florida property tax in the monthly payment.
- Property Tax Calculator — estimate a specific property's bill.
- Self-Employment Tax Calculator — federal SE tax for Florida freelancers.